User Agreement
for / Native American Creations (NAC)

 By accessing and using sites run by Native American Creations (NAC), including, you accept the User Agreement without limitation or qualification, and acknowledge that any other agreements you may have with NAC,, its owners, affiliates, partners, or volunteers, are superseded by the User Agreement, to the extent any conflict exists.

We may at any time revise this User Agreement by updating this posting. You are bound by such revisions and should therefore visit this page to review the current User Agreement from time to time.

We reserve the right, without notice and for any reason, to remove any content on this site, and to deny access of any user or users to all or any part of this site.

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arrow Downloading
arrow Copyrights, Other Rights
arrow Submissions
arrow No Warranties
arrow Links
arrow Some Legal Stuff


Within 30 days of receipt of your shipment, you may return your unopened CD, for any reason, for a full refund of the cost of the CD.  We only accept returns that are purchased from  If you purchased your CD from another web site or store, you will need to refer to their refund policy. Please for mailing address.

We will notify you via e-mail of your refund once we have received and processed the returned item. You can expect a refund via PayPal, Check or Money Order within 7 to 14 business days of our receiving your return, slightly longer for international orders. Please note that we can not refund shipping costs.


Unless otherwise specifically indicated, you may not download any material displayed on our site for personal or commercial use.  You may not distribute, modify, transmit, use, or reuse any of the contents of our site for any personal, public or commercial purpose without the written consent of NAC or any third party NAC deems necessary.  Examples of items available for download are our banners for the Link Exchange.  You must retain all copyright and other proprietary notices on downloaded and/or copied material. 

Copyrights, Other Rights

You should assume that everything on our site is copyrighted unless otherwise noted and that it must not be used except as provided in the User Agreement or with the express written consent of NAC or any third party NAC deems necessary. We neither warrant or represent that your use of the material displayed on our site will not infringe rights of third parties. Any product, service, program, image, or technology described on our site may be the subject of other intellectual property rights (including but not limited to copyright, trademark, or patent rights) owned by NAC. 

Images displayed on our site are either the property of, or used with permission by, NAC and their owners. Use of these images by you or other third parties is prohibited unless expressly permitted in the User Agreement or elsewhere on our site. Any unauthorized use of these images may violate copyright laws, trademark laws, the laws of privacy and publicity, and other applicable regulations and statutes.

Any product, service, program or technology described in any document published by NAC on this site may be the subject of other intellectual property rights owned by NAC. Any such right that is not expressly licensed hereunder is reserved by NAC and its owners.


Apart from your personal information (which is addressed in the Privacy Policy), any communication or material you send to our site, electronically or otherwise, including but not limited to data, questions, comments, suggestions, or submissions is and will be treated as non-confidential and non-proprietary. Anything you send to our site may be used by NAC for any purpose including but not limited to reproduction, transmission, disclosure, publication, broadcast, and posting. By submitting material to NAC, you irrevocably transfer and assign to NAC, and forever waive and agree never to assert, any copyrights, "moral" rights, or other rights that you may have in such material. NAC and its owners are free to use, without obligation of any kind, any ideas, concepts, techniques, or know-how contained in any communication you send to our site for any purpose whatsoever, including but not limited to developing, manufacturing, and marketing products and services.

By using this site, you may submit, or we may gather, certain limited information about you and your usage of the site. This is subject to the terms of the Privacy Policy.

No Warranties

There is no warranty that any information or service provided or referenced by this site is either merchantable or accurate, that such information or service will fulfill any of your particular purposes or needs, or that such information or service does not infringe on any third party rights. Except for any express warranties stated on this site, if any, the information and services provided or referenced on this site are provided "as is" and with all faults, and the entire risk as to satisfactory quality, performance, accuracy and effort is with the user.

That means that NAC uses reasonable efforts to include accurate and up-to-date information and makes no warranties or representations as to its accuracy. NAC may periodically add, change, or improve any of the information, products, services, programs, and technology described on our site without notice. We assume no liability or responsibility for any errors or omissions in the content of our site.

In fact, your use of our site is at your own risk. Neither NAC nor any other party involved in creating, producing, or delivering our site is liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your access to, or use of, our site. 


NAC has not reviewed all of the sites which are linked to our site, and the fact of such links does not indicate any approval or endorsement of any material contained on any linked site. NAC and its owners are not responsible for the contents of any site linked to our site; your connection to any such linked site is at your own risk.

Some Legal Stuff

The Rules will be governed by and construed under the laws of the State of Florida, excluding only its conflict of law provisions. Each party to our site User Agreement hereby submits to the exclusive jurisdiction of the courts within the State of Florida, and waives any jurisdictional venue or inconvenient forum objections to such courts.

Please also read over our Privacy Policy. If you have any questions, comments, criticisms, or complaints, please feel free to email the

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